Privacy Policy

Melt Industries recognizes your expectations of privacy and security and we greatly respect your privacy concerns. This Privacy Policy describes how we gather information, what we do with the information we collect, and what steps we take to safeguard your privacy and protect your personal information.

To ensure that this Privacy Policy is up-to-date and responsive to changes in our websites, our business activities, relevant laws and regulations, and developments in the applicable technology, we reserve the right to change this Privacy Policy from time to time. By using our website, you consent to the current version of our Privacy Policy. To receive the most up-to-date Privacy Policy, you can visit our website at www.meltindustries.com.

If you have questions about this Privacy Policy, contact Melt Industries at info@meltindustries.com.

We have organized this Privacy Policy as a series of answers to questions that we have found to be of most interest to consumers. If you do not see the answer to any question you may have about what information we collect, how we collect information, and what we do with the information we collect, please contact us at the following address:

What Does This Privacy Policy Cover?

This Privacy Policy covers what we do with any personal information you may submit or authorize us to obtain, as well as any other information that we may gather when you access any of our websites. This Privacy Policy also covers any of your personal and other information that any of our business partners may share with us.

Melt Industries owns and operates several websites, as well as a number of websites and domains that point to our websites. We may add additional websites and domains to our portfolio. Regardless of whether any particular website is specifically identified in this Privacy Policy, this Privacy Policy applies to any website owned or operated by Melt Industries. For more information you may contact us at the email or mailing address above.

This Privacy Policy applies only to websites we own or operate, and not to websites maintained by other companies, nor to any website to which we may link, nor to unrelated businesses with which we may share information.

What is "Personal Information"?

Personal information is any information that you provide to us or authorize us to obtain that identifies you personally, or that can be logically associated with you. Examples of personal information are your name, your address, your e-mail address, and your Social Security Number.

Why Do You Need to Collect My Personal Information?

We collect and use personal information to respond more completely to your requests for products and services we offer and those of our business partners, as well as to service your relationship with us and any account you may have with us. We also collect personal and other information to make you aware of products and services that are likely to interest you.

What Personal and Other Information Do You Collect and/or Maintain?

We collect and maintain the information you provide to us, such as:

• Any information you provide to us or to one of our business partners on applications or forms when you request a product or service, such as your income and accounts with others. This information may include your name, your address, and your telephone number. Depending upon the product or service you request, you may also be asked to provide additional information, such as the amount of your current unsecured debt and the identity of your creditors, information about your credit score, and other financial and personal information.
• Information we receive about your transactions with us, our affiliates, or others, such as your account balance, payment history, and credit card usage.
• Information we receive from a third party, such as a credit bureau, about your credit history or employment status.
• Information, such as your e-mail address, that you provide to us when you register to receive communications from us or when you communicate with us through our customer service facility, or otherwise correspond with us.

We also collect other non-personal information, which is broadly defined as any information that is not and cannot be directly associated with you. An example of this type of non-personal information is your ZIP code. In addition to the information we collect from you, we may also receive information about you from other online or offline sources. For example, if you provide us with personal information along with an appropriate authorization, we may request and obtain a credit report and credit score.

How Do You Use the Personal and Other Information You Collect?

We use your personal information to provide you with the services or products that you request, to service your account, and to keep you informed about services that may interest you.

We may also use your personal and other information to enhance your experience on our websites by displaying content based on your preferences and to send information to you about additional products or services in which you may be interested. We may "depersonalize" your personal information to enable us to use that information, aggregated with the information of others, for research, analysis, and modeling purposes.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Are There Any Other Circumstances Where You Disclose My Information?

We may be required to share your information with law enforcement or government agencies in response to subpoenas, court orders, or other forms of legal process. We may elect to share information when, in our reasonable judgment, such sharing is necessary or appropriate for the investigation or prevention of illegal activities, including actual or suspected fraud, real or potential threats to the physical safety of any person, or otherwise as required by law.

In addition, if we merge with or are acquired by another company, the successor company will have access to all the information we collected and maintained. The successor company will continue to be bound by the terms and conditions of this Privacy Policy unless it is amended.

How Do You Collect Information Online?

We collect certain types of non-personal information and technical data from each visitor to our websites. For example, when you click on a banner advertisement or text link that is associated with one of our websites, the banner or text placement, along with the time of your visit, your Internet Protocol address, information about your web browser software, and other similar information is sent to us. Similarly, the page requests you make when you visit our websites are stored and used by us. We use this information for statistical and analytic purposes, to help us understand which page views are most appealing to our customers, and to help us improve the likelihood that we will be able to offer you only products or services in which you have a genuine interest.

What Are Cookies?

"Cookies" are small files that are stored by your browser when you visit a website. Cookies enable a website to recognize you as a returning visitor and, by keeping track of your website activity, help us identify which pages to serve you while reducing the time it takes for those pages to load. Cookies enable us to personalize and enrich your experience and are not tied in any way to your personal information. If you do not wish to accept cookies, or if you wish to remove cookies that remain in your browser following the close of your browser session, you may adjust the settings on your web browser to prevent cookies.